Overview

Our investment process begins with us gaining an understanding of your needs, attitudes, and aspirations. We emphasize the need for a process to ensure that we are not missing anything important.

The information this evaluation yields becomes the mortar for building your financial program—the better the information you provide, the stronger the bonds holding together our approach.

It is only at the end of this process that we consider what combination of mutual funds, individual stocks, bonds, annuities, and/or life insurance we use in your program. Frankly, these are simply a means to an end, so we are far more intent on getting a clear picture of what that destination looks like.

Our services include, but are not limited to:
      Retirement Planning                                  Corporate and Municipal Bonds
      Estate and Inheritance Issues                    Elder Issues / Long-Term Care
      401(k) Plans (individual and business)      Overall Financial Lifestyle
      Life Insurance                                            CDs, Stocks, Mutual Funds
      Education Funding                                     Variable/fixed Annuities
      Income Tax Issues
 

Investments are not FDIC insured and are subject to risk including loss of principal amount invested. Investments are not deposits of or obligations of the bank and are not guaranteed.